BANK OF INDIA Probationary Exam Sample Paper

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BANK OF INDIA Probationary Officer Exam Sample Paper
Total Questions: 60
Total Duration: 2 hrs
Total Marks: 120

Division of Sections:

1) Test on General awareness
2) Test on English Language
3) Test on Numerical Ability
4) Test on Reasoning


General Awareness

1. As per the decision taken by the Govt. of  India now the National Rural Employment Guarantee Act is extended to all the districts of India. This means it will now be applicable to about:

1. 200 districts

2. 300 districts

3. 400 districts

4. 500 districts

5. 626 districts

2. Which of the following is the amount of insurance cover provided to the workers of the unorganized sector under Rashtriya Swasthya Bima Yojana ?

1. 10,000

2. 20,000

3. 30,000

4. 40,000

5. 50,000

3. Which of the following banks has taken over the Centurion Bank of Punjab ?

1. ICICI Bank

2. IDBI Bank

3. HDFC Bank

4. AXIS Bank

5. None of these

4. Unique Identification Authority of India will set up data base for:

1. Identity and biometrics details of Indian residents

2. Identity and biometrics details of Indian citizens

3. Identity and biometrics details of person’s residents in India or visiting India

4. All the above

5. None of these

5. The biggest Public Sector undertaking in the country is:

1. Iron and steel plants

2. Roadways

3. Railways

4. Airways

5. None of these

6. Which of the following is Horticulture Crop?

1. Paddy

2. Wheat

3. Mango

4. Bajra

5. None of these

7. Which of the following nation is considered the originator of the concept of Micro Finance?

1. India

2. Bangladesh

3. South Africa

4. USA

5. None of these

8. Very often we read in news papers about 3G or 3rd Generation technology. This is a set of standards used for which of the following purposes ?

1. To combat climatic changes

2. Production of Nuclear Energy

3. Film Production

4. Mobile Telecommunications

5. All of these

9. What is the full form of ‘ULIP’, the term which was in the news recently ?

1. Universal Life and Investment Plan

2. Unit Loan and Insurance Plan

3. Universal Loan and Investment Plan

4. Uniformly Loaded Investment Plan

5. Unit Linked Insurance Plan

10. The main function of I. M. F. is to:

1. Finance investment loans to developing countries

2. Act as a private sector lending arm of the World Bank

3. Help to solve balance of payment problems of member countries

4. Arrange international deposits from banks

5. None of these

11. The difference between visible exports and visible imports is defined as:

1. Balance of trade

2. Balance of payment

3. Balanced terms of trade

4. Gains from trade

5. All the above

12. Invisible Export means export:

1. Services

2. Prohibited goods

3. Unrecorded goods

4. Goods through smuggling

5. All the above

13. ‘Indira Gandhi Canal’ which is around 450 km long provide irrigation facility mainly to which of the following states ?

1. Punjab

2. Haryana

3. Madhya Pradesh

4. Gujarat

5. Rajasthan

14. What is the full form of MAT?

1. Maximum Alternate Tax

2. Minimum Alternate Tax

3. Minimum Affordable Tax

4. Maximum Affordable Tax

5. None of these

15. RBI has asked banks to make a plan to provide banking services to all villages having a population upto 2000. This directive issued by the RBI will fall in which of the following categories ? 

1. Plan for Financial Inclusion

2. Efforts to meet the targets of Priority Sector dailies/ magazines.

3. Extension of Relief Packages to the Farmers

4. Plan for opening more rural branches

5. None of these


Directions (Q. 1-5): Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

We are well into the 21th century yet half the world’s population live in squatter settlements and working shadow economies, which generate more than one-third of the developing world’s GDP. Slums are not caused by the poor but by governments denying people the right to own and exchange property. When people own their own property they have incentives to invest time, money and energy to improve it because they know that they will be able to benefit improvements, i.e. the ability to obtain mortgages etc. In short, property rights beget capital, which begets is innovation, which begets wealth. Sadly, the poor typically don’t have secure title to their land as there are bureaucratic restrictions on transferring title or there is no clear system for titling. Without legal deeds they live in constant fear of being evicted by landlords or municipal officials. Illiteracy is a major a reason poor people often choose not to seek the protection of local courts since in so many countries laws established under colonial rule have never been translated into local languages. When entrepreneurs do set out to legally register business they are discouraged by red tape and costly fees.

In Egypt, starting a bakery takes 500 days, compliance with 315 laws and 27 times the monthly minimum wage. The proprietors of such businesses cannot get loans, enforce contracts or expand a personal network of familiar customers and partners.

As a result the poor have no choice but to accept insecurity and instability as a way of life.

In India severe restrictions on free transfer of property in most rural areas inhibit investment and encourage urban flight. Planning policies however discourage building homes for these migrants as numerous homes are destroyed if they do not comply with planning rules, essentially forcing people to live in slums and perversely blaming it on population growth. UN Habitat, the UN agency for housing the poor, has implemented more plans to stabilize the unplanned aspects of urban growth but grandiose plans like UN Schemes and government housing projects simply ignore or worsen the underlying problems. It is when governments grant people legal means to control their assets that they empower them to invest and plan ahead. In Buenos Aires, economists studied the experience of two Argentine communities. One had received legal title to its land in the 1980s and surpassed the other group which had not, in a range of social indicators including quality of house construction and education levels. The Commission on Legal Empowerment of the Poor -a UN -affiliated initiative made up of two dozen leaders -is exploring ideas to extend enforceable legal rights to impoverished members of society and is seeking to bring about a consensus on incentives for national and local leaders. As the growth of illegal settlements amply demonstrates, the poor are not helpless, all they need is governments to grant them fundamental human rights of freedom and responsibility.

1. What did the Argentine study indicate?

(A) Argentina’s economy is booming and the percentage of poor has fallen.

(B) When the government gives people the legal means to control their assets they

plan for the future.

(C) The Government succeeded in widening the gap between the rich and the poor.

(1) Only (A)

(2) Both (A) & (B)

(3) Only(B)

(4) All (A), (B) & (C)

(5) None of these

2. According to the author, which of the following factors is responsible for the thereby creation of a slum ?

(1) .Migration of landless labourers to cities

(2) Municipal authorities building low-cost urban areas so people have to live in slums.

(3) They offer alternative practical housing for the poor suggestions for construction of low-cost houses

(4) Government failure to secure property rights for citizens violate planning rules, encouraging slums.

(5) Exorbitant cost of living in cities

3. The author’s main objective in writing the passage is to Legal Empowerment of the Poor?

(1) exhort the UN to play a greater role in rehabilitating slum-dwellers.

(2) praise government initiatives for migrant slum dwellers.

(3) convince governments to empower the poor

(4) enlist the aid of developed countries to tackle the issue of slums.

(5) chastise slum-dwellers for illegal activities that they engage in.

4. What benefit does the author see in providing  land ownership rights to the poor?

(1) Steady increase in GDP security.

(2) Gaining independence from colonial rulers

(3) Municipal services afforded to the poor customer.

(4) It will be an inheritance for future generations.

(5) None of these

5. Which of the following is TRUE in the context of the passage?

(1) Additional UN projects will exacerbate the plight of slum-dwellers. restrictions on property transfer.

(2) Although the government allocates land for building house

(3) The poor are capable of investing part is the answer.

(4) UN housing projects are not properly implemented.

(5) None of these

Directions (Q. 6-15): In the following passage there are blanks each of which has been numbered. These numbers are printed below the passage and against each five words have been suggested, one of which fills the blanks appropriately. Find out the appropriate word in each case.

At just (6) midnight July1,1997in a glittering and poignant ceremony, Hong Kong passed from being a jewel of the British empire to a (7) of a new global power. Hong Kong people (8) their city’s handover from the UK to China with (9) feelings: apprehension over the future, joy at a fresh start, sadness at seeing the British go, pride over returning to their motherland. On the eve of the handover, the stock market index, a key barometer of Hong Kong’s wealth, (10) at a record 15,200 points and today it (11) near the 21,000 mark. Being a part of a booming China almost guarantees that Hong Kong will remain (12). But mainland China is a (13) as well as a partner. China’s new ports, for example, will siphon trade (14) from Hong Kong and its lower labor costs will impact the jobs. However, there is little doubt that Hong Kong is fortunate to have become a part of China at a time when mainland China can provide (15) opportunity.



(1) recorded

(2) near

(3) close

(4) past

(5) quite


(1) component

(2) premises

(3) captive

(4) merger

(5) list


(1) encounter

(2) decided

(3) viewed

(4) restraine

(5) told


(1) flexible

(2) emotional

(3) mixed

(4) changed

(5) negative


(1) plunged

(2) rose

(3) valued

(4) climbed

(5) stood


(1) follows

(2) pauses

(3) fell

(4) hovers

(5) measure


(1) marginalised

(2) prosperous

(3) orderly

(4) friendly

(5) poor


(1) competitor

(2) representative

(3) adversary

(4) colleague

(5) member


(1) against

(2) away

(3) illegally

(4) moving

(5) through


(1) full

(2) risky

(3) lucky

(4) unfair

(5) immense


Directions (Q. 1-5): What should come in place of the question mark (?) in the following questions?

1.   (47×588)÷(28×120)= ?

(1) 6.284

(2) 7.625

(3) 8.225

(4) 8.285

(5) None of these


2.    45% of 224 × ?% of 120 = 8104.32

(1) 67

(2) 62

(3) 59

(4) 71

(5) None of these


3.  7921 × 51 + 374 = (?)3

(1) 16

(2) 19

(3) 15

(4) 21

(5) None of these


4.       6573=21× (0.2)2 = ?

(1) 7825

(2) 62.6

(3) 1565

(4) 12.52

(5) None of these


5. 74156–?–321–20+520=69894

(1) 3451

(2) 4441

(3) 5401

(4) 4531

(5) None of these

Directions (Q. 6-10): What should come in place of the question mark (?) in the following number series?

6.   1548 516 129 43 ?


(2) 10.75

(3) 9.5

(4) 12

(5) None of these


7.   949 189.8 ? 22.776 11.388 6.8328

(1) 48.24

(2) 53.86

(3) 74.26

(4) 56.94

(5) None of these

8.   121 144 190 259 ? 466

(1) 351

(2) 349

(3) 374

(4) 328

(5) None of these

9.   14 43.5 264 ? 76188

(1) 3168

(2) 3176

(3) 1587

(4) 1590

(5) None of these

10. 41 164 2624 ? 6045 696

(1) 104244

(2) 94644

(3) 94464

(4) 102444

(5) None of these

11. Two numbers are less than the third number by 50% and 54% respectively. By how much percent is the second number less than the first number?

(1) 13

(2) 10

(3) 12

(4) Cannot be determined

(5) None of these


12. In how many different ways can the letters of the word ‘BLOATING’ be arranged?

(1) 40320

(2) 5040

(3) 2520

(4) 20160

(5) None of these

13. The average of 5 numbers is 306.4. The average of the first two numbers is 431 and the average of the last two numbers is 214.5. What is the third number?

(1) 108

(2) 52

(3) 321

(4) Cannot be determined

(5) None of these

14.    In a circular race track of length 100 m, three persons A, B and C start together. A and B start in the same direction at speeds of 10 m/s and 8 m/s respectively. While C runs in the opposite at 15 m/s. When will all the three meet for the first time on the after the start?

a) After 4 s

b) After 50 s

c) After 100 s

d) After 200 s
15.  Amal  bought 5 pens, 7 pencils and 4 erasers. Rajan bought 6 pens, 8 erasers and 14 pencils for an amount which was half more than what Amal had paid. What % of the total amount paid by Amal was paid for pens?

a) 37.5%

b) 62.5%

c) 50%

d) None of these


1.  How many meaningful words can be made from the letters ’DEIV’ using each letter only once?

(1) None

(2) One

(3) Two

(4) Three

(5) More than three

2.  If Star is called Planet, Planet is called Satellite, Satellite( is called Galaxy, Galaxy is called Comet, then ‘Earth’ is classified under which category?

(1) Galaxy

(2) Comet

(3) Planet

(4) Star

(5) Satellite


3.  In a certain code ROPE is written as %57$, DOUBT is written as 35#8* and LIVE is written as’@24$. How is TROUBLE written in that code?

(1) *%5#8@$

(2) *%#58@$

(3) *%5#8@4

(4) *%#58$@

(5) None of these

4.  If in the number 589463271 all the odd digits are firs arranged in ascending order and then all the even digit are arranged in ascending order, which digit will be sec and to the right of fifth digit from the right end?



(4) 4

(5) None of these

5.  If the letters of the word VERTICAL are arranged alphabetically, how many letters will remain at the same position?

(1) Four

(2) Three

(3) Two

(4) One


6.  How many such pairs of letters are there in the won EXAMINATION, each of which has as many letters be tween them in the word, as they have in the Englisl alphabet?

(1) None

(2) One

(3) Two

(4) Three

(5) More than three

7.  If it is possible to make a three-digit number from th third, the fifth and the sixth digits of the number 30651972 using each digit only once, which is the square of ai odd number the last digit of that three-digit number i your answer. If no such number can be formed you answer is 4 and if more than one such number can b formed your answer is 8.


(2) 9

(3) 6

(4) 4

(5) 8

8.  If it is possible to make only one meaningful word from the third, the sixth, the ninth and the tenth letters of th word PARENTHESIS, using each letter only once, la: letter of the word is your answer. If no such word can b formed your answer is X and if more than one such word can be formed your answer is Y.


(2) T

(3) S

(4) X

(5) Y

9.  Four of the following two are alike in a certain way and so form a group. Which is the one that does not belong to the group?

(1) Iron

(2) Silver

(3) Copper


(5) Aluminum

Directions (Q. 10-14): In each of the questions below are given four statements followed by three conclusions numbered I, II and III. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

10. Statements:   

Some pens are sticks

Some sticks are canes.
All canes are scales.
No scale is weight.

Conclusions: I. Some sticks are scales.

II. No stick is scale.

III. No cane is weight.

(1) Only either I or II follows

(2) Only I & II follow

(3) Only either I or II and III follow

(4) All I, II & III follow

(5)None of these

11. Statements: Some folders are boxes. Some boxes are bags. All bags are containers. Some bags are sacks.

Conclusions: I. No folder is bag.

II. Some boxes are containers.

III. Some sacks are containers.

(1) Only I & II follow

(2) Only II & III follow

(3) Only I & III follow

(4) All follow

(5)None follows

12.Statements: Some insects are pests. All pests are birds. No bird is amphibian. All amphibians are animals.

Conclusions: I. No animal is bird.

II. Some insects are birds.

III. No pests are amphibians.

(1) Only I follows

(2) Only II follows

(3) Only III follows

(4) Only II & III follow

(5)None of these

13. Statements: Some paints are colours. All colours are solutions. Some solutions are liquids. All liquids are solids.

Conclusions: I. Some paints are solutions.

II. Some colours are liquids.

III. Some solutions are solids.

(1) Only I & II follow

(2) Only II & III follow

(3) All I, II & III follow

(4) None follows

(5)None these

14. Statements: All locks are keys. All keys are doors. Some doors are windows. Some windows are floors.

Conclusions: I. Some keys are windows.

II. No floor is door.

III. No lock is window.

(1) None follows

(2) Only I follows

(3) Only I & II follow

(4) Only III follows

(5) None of these

15. In the following figure:A  B  C


                                                     E   F  G
Each of the digits 1, 2, 3, 4, 5, 6, 7, 8, and 9 is:
a) Represented by a different letter in the figure above.
b) Positioned in the figure above so that each of A + B + C,C + D +E,E + F + G, and G + H + I is equal to 13

Which digit does E represent?





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4 Responses to BANK OF INDIA Probationary Exam Sample Paper

  1. swarn priya says:

    This exam has become very popular among engineering students.Many of us are opting for this.This is very helpful.

  2. Rashmi Rani says:

    probationary officer is a post that a technical graduate can also apply for but to crack this exam needs a lot of preparations. This article is a sample paper based exactly on the pattern of questions asked in bank of India’s recruitment for PO post. So go through this once and prepare well

  3. Kriti Das says:

    Government has announced large vacancies for the post of probationary officers.This article becomes all the more important in wake of this.

  4. Sumit Mukherjee says:

    Banking is the financial building block of a nation. Indian govt. recruits freshers as well as experienced persons in that field. The article provides me the notch skill of solving the problems in time. I hope that it should be the best preparing material before the exam.

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